diff --git a/internal/core/plugins/manager.go b/internal/core/plugins/manager.go
index 0138969..bf71d51 100644
--- a/internal/core/plugins/manager.go
+++ b/internal/core/plugins/manager.go
@@ -4,7 +4,6 @@ import (
 	"encoding/json"
 	"os"
 	"path/filepath"
-	"strings"
 )
 
 // Meta is the plugin.json descriptor.
@@ -85,13 +84,9 @@ func (m *Manager) Active() []Plugin {
 	return out
 }
 
-// Templates returns all templates from all active plugins + builtins.
+// Templates returns all templates from active plugins.
 func (m *Manager) Templates() []TemplateDefinition {
 	var out []TemplateDefinition
-	// Built-in templates.
-	for _, t := range builtinTemplates {
-		out = append(out, t)
-	}
 	// Plugin templates.
 	for _, p := range m.Active() {
 		for _, tmplName := range p.Meta.Templates {
@@ -182,37 +177,3 @@ func (m *Manager) MigrationFiles() []string {
 	}
 	return out
 }
-
-// Silence unused strings import.
-var _ = strings.ToLower
-
-// builtinTemplates are shipped with the application.
-var builtinTemplates = loadBuiltinTemplates()
-
-func loadBuiltinTemplates() []TemplateDefinition {
-	var out []TemplateDefinition
-	dir := "internal/core/plugins/builtin/templates"
-	entries, err := os.ReadDir(dir)
-	if err != nil {
-		return out
-	}
-	for _, e := range entries {
-		if e.IsDir() || !strings.HasSuffix(e.Name(), ".json") {
-			continue
-		}
-		data, err := os.ReadFile(filepath.Join(dir, e.Name()))
-		if err != nil {
-			continue
-		}
-		var tmpl TemplateDefinition
-		if err := json.Unmarshal(data, &tmpl); err != nil {
-			continue
-		}
-		if tmpl.Name == "" {
-			tmpl.Name = strings.TrimSuffix(e.Name(), ".json")
-		}
-		tmpl.Plugin = "builtin"
-		out = append(out, tmpl)
-	}
-	return out
-}
diff --git a/internal/core/plugins/manager_test.go b/internal/core/plugins/manager_test.go
index 799e15d..2e7c522 100644
--- a/internal/core/plugins/manager_test.go
+++ b/internal/core/plugins/manager_test.go
@@ -160,3 +160,36 @@ func TestNoPluginsDir(t *testing.T) {
 		t.Errorf("plugins = %d, want 0", len(mgr.Plugins()))
 	}
 }
+
+func TestTemplatesDoesNotLoadBuiltinsFromWorkingDirectory(t *testing.T) {
+	root := setupPluginDir(t, nil)
+	cwd := t.TempDir()
+	builtinDir := filepath.Join(cwd, "internal", "core", "plugins", "builtin", "templates")
+	if err := os.MkdirAll(builtinDir, 0o750); err != nil {
+		t.Fatalf("mkdir fake builtin dir: %v", err)
+	}
+	if err := os.WriteFile(filepath.Join(builtinDir, "fake.json"), []byte(`{
+		"name": "Fake Builtin",
+		"root_type": "folder",
+		"tree": []
+	}`), 0o640); err != nil {
+		t.Fatalf("write fake builtin template: %v", err)
+	}
+
+	oldWD, err := os.Getwd()
+	if err != nil {
+		t.Fatalf("getwd: %v", err)
+	}
+	t.Cleanup(func() {
+		_ = os.Chdir(oldWD)
+	})
+	if err := os.Chdir(cwd); err != nil {
+		t.Fatalf("chdir: %v", err)
+	}
+
+	mgr := NewManager(root)
+	mgr.Discover()
+	if got := len(mgr.Templates()); got != 0 {
+		t.Fatalf("Templates loaded %d working-directory builtin templates, want 0", got)
+	}
+}